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This is not tax, legal, or financial advice or an investment recommendation. Please consult with a professional before making any decisions. Investment advisory services offered through AlphaStar Capital Management, LLC, a SEC Registered Investment Adviser ("AlphaStar"). SEC registration does not constitute and endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. AlphaStar and BD Financial Group are independent entities. Insurance products are offered through Ruggieri Financial, by insurance licensed individuals. If requested a CA Insurance Agent may contact you with information on insurance and annuity products.